The cheapest personal loan isn’t always the one with the lowest rate
An origination fee can push a low-rate offer above its rivals. Here’s how to compare personal loan offers line by line, using APR, before you sign.
Loans
Personal loans, payday alternatives and how to read a loan offer before you sign.
What a $500 payday loan really costs, and cheaper places to look first
A typical two-week payday loan fee works out to an APR near 400%. Credit unions, payment plans and even a card cash advance usually cost far less.
When the car payment no longer fits, call before the account is late
Car payment too high? Your lender may move the due date, offer a payment plan or allow a short forbearance. Get the full terms in writing before you agree.
